Kane County Collections and Foreclosures Lawyers

Attorneys for Collections, Mortgage Foreclosure, and Landlord Evictions in South Elgin, Illinois

Account delinquencies can create significant problems for any business owner. When you are looking to recover money that you are owed, you need an attorney on your side who is experienced in the many aspects of collections law. The collections attorneys at Ariano Hardy Ritt Richmond Lytle & Goettel P.C. work with many types of clients to address these issues, including small and large businesses, banks, finance companies, and landlords of residential and commercial property.

Our attorneys often work on collections on a contingency fee basis, in which our clients will only be required to pay attorney's fees if we successfully recover the amounts owed to them. Our team also assists landlords in timely forcible entry and detainer procedures (evictions), while also helping to collect past due rent and returning property to an owner's possession. We also work with creditors to obtain and enforce court judgment awards.

With our experience in commercial litigation, we can make sure the proper legal procedures are followed when handling collections. We help our clients file the correct notices and petitions, and we advocate for their interests in the courtroom when necessary.

Leases and Lease Violations

A lease agreement between a landlord and tenant allows the tenant to occupy a property in exchange for compensation, which typically involves monthly rent payments. The tenant, or renting party, may violate or break a lease in several ways, including failure to pay the rent when due, failing to execute an obligation, committing prohibited acts, causing damage to the property, or failing to vacate the premises following the expiration of the lease.

If you are a landlord with a tenant who is in violation of a lease agreement, our attorneys can work with you to determine your options. We can help you follow the correct procedures when performing evictions, and we can also assist with the recovery of past due rent.

Mortgage Foreclosure

Foreclosures in Kane County and the surrounding areas are governed by the Illinois Mortgage Foreclosure Law. This law specifies the processes followed during these cases, and landlords will need to take the correct steps to maintain compliance. Our lawyers can provide guidance on what constitutes a default on a mortgage, the required elements of a complaint to foreclose, the steps to follow when serving summons and complaints, how a foreclosure judgment will be rendered, the rights to possession, and the procedures followed during evictions.

We can help lenders work toward speedy resolutions in mortgage foreclosure cases. We offer a wide variety of services related to the foreclosure process, including:

• Assessing the status of a property's real estate taxes
• Offering loss mitigation to the debtor
• Determining if the debtor is in bankruptcy
• Discovering whether the property has been abandoned
• Issuing homeowner protection and debt validation notices required by the Fair Debt Collection Practices Act

Collection Efforts in Kane County

Lenders or creditors who are seeking to recover unpaid debts will often work with collection agencies. However, our debt collection attorneys can provide guidance on the enhanced legal options that may go beyond what is available to traditional collection agencies. At Ariano Hardy Ritt Richmond Lytle & Goettel P.C., our team of skilled collections attorneys understands the latest developments in the laws at the federal, state, and local levels, and we can assist in collecting outstanding debts related to commercial loans, equipment financing, mechanic's liens, judgment enforcements, and more.

Contact Our South Elgin, IL Collections and Foreclosures Attorneys

Ariano Hardy Ritt Richmond Lytle & Goettel P.C. is truly a full-service law firm with over three decades of experience in a wide variety of legal concerns. We can provide legal help and representation in matters related to corporate and business law, general and commercial litigation, collections, foreclosures, landlord/tenant matters, and much more. Contact our Kane County collections lawyers at 847-695-2400 to schedule a free consultation.